PRIVACY POLICY

1. Introduction

Welcome to FORJA FINANCIAL LLC. We are committed to protecting your personal information and your right to privacy. If you have any questions or concerns about this privacy notice or our practices regarding your personal information, please contact us at [email protected]. When you visit our website forjafinancial.com and more generally use any of our services, we appreciate that you trust us with your personal information. We take your privacy very seriously. In this privacy notice, we seek to explain as clearly as possible what information we collect, how we use it, and what rights you have in relation to it. Please read this privacy policy carefully as it will help you understand what we do with the information we collect.

2. What Information Do We Collect?

We collect personal information that you voluntarily provide to us when you register on the Website and express an interest in obtaining information about us or our products and services, as well as when you participate in activities on the Website or when you communicate with us. The personal information we collect depends on the context of your interactions with us and the website, the choices you make, and the products and features you use. The personal information we collect may include the following: Personal information provided by you: We collect names; telephone numbers; email addresses; postal addresses; job titles; contact preferences; and other similar information. SMS Consents and Opt-ins: We collect information regarding your consent to receive SMS/MMS text messages from us, including the date and time you checked the opt-in box on our web forms.

3. How Do We Use Your Information?

We use personal information collected through our website for a variety of business purposes described below. We process your personal information for these purposes based on our legitimate business interests, to enter into or perform a contract with you, with your consent, and/or to comply with our legal obligations: To facilitate account creation and login process. To send you administrative information. To fulfill and manage your orders. To publish testimonials with your consent. To deliver and facilitate the provision of services to the user. To respond to user queries and offer support to users. To send you promotional and marketing communications.

4. Will Your Information Be Shared With Anyone?

We may process or share the data we hold based on the following legal basis: Consent: We may process your data if you have given us specific consent to use your personal information for a specific purpose. Legitimate Interests: We may process your data where reasonably necessary to pursue our legitimate business interests. Performance of a Contract: Where we have entered into a contract with you, we may process your personal information to fulfill the terms of our contract. Legal Obligations: We may disclose your information where we are legally required to do so in order to comply with applicable law, governmental requests, a judicial proceeding, court order, or legal process. Vital Interests: We may disclose your information when we believe it is necessary to investigate, prevent, or take action regarding potential violations of our policies, suspected fraud, situations involving potential threats to the safety of any person, and illegal activities. Important Note on Mobile Data: No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

5. Cookies and Similar Technologies

We use cookies and similar tracking technologies on our website to help personalize the website and improve your experience. A cookie is a small file placed on your device that enables various features and functionality. For example, cookies allow us to understand how you use our website, improve your user experience, and manage your preferences. Types of cookies we use: Essential Cookies: These cookies are essential to enable user movement around our website and provide access to features such as your profile, purchases, and other secure areas of the website. This category of cookies cannot be disabled. Analytics and Performance Cookies: These cookies are used to collect information about traffic to our website and how users use our website. The information collected does not identify any individual visitor and is aggregated. It includes the number of visitors to our website, the websites that referred them, the pages visited, the time of day, and prior visits. We use this information to operate our website more efficiently and to monitor activity levels. Functionality Cookies: These cookies remember choices you make, such as language preference, country location, or other online settings, and provide personalized features. Targeting and Advertising Cookies: These cookies track your browsing habits and location to provide advertising according to your interests and measure campaign effectiveness. Your Choices Regarding Cookies: If you prefer to avoid the use of cookies on the Website, you can disable them in your browser settings. Please note that disabling cookies may affect the functionality of this and many other websites. For more information on managing cookies, visit www.allaboutcookies.org.

6. How Long Do We Keep Your Information?

We will only keep your personal information for as long as it is necessary for the purposes set out in this privacy policy, unless a longer retention period is required or permitted by law.

7. How Do We Keep Your Information Safe?

Our goal is to protect your personal information through a system of organizational and technical security measures.

8. Do We Collect Information from Minors?

We do not knowingly solicit data from or market to children under 18 years of age.

9. What Are Your Privacy Rights?

You have certain rights regarding your personal information, subject to local data protection laws. You have the right to request access to the personal information we collect from you, change that information, or delete it in some circumstances. To request to review, update, or delete your personal information, please submit a request to [email protected]. We will respond to your request within 30 days.

10. Controls for Do-Not-Track Features

Most web browsers and some mobile operating systems/applications include a Do-Not-Track ("DNT") feature or setting you can activate to indicate your privacy preference not to have data about your online browsing activities monitored and collected.

11. Do We Make Updates to This Policy?

We may update this privacy policy from time to time. The updated version will be indicated by an updated "Revised" date and will be effective as soon as it is accessible.

12. How Can You Contact Us About This Policy?

If you have questions or comments about this policy, you can contact us at: [email protected]